Built for the experienced investor, our DSCR program offers high leverage without income documentation.
Key Features
- Up to 85% LTV
- 1-4 Units
- Min Score 720
- Available in All States
- Min DSCR Ratio 1.2%
- No Income Documents Required
A versatile DSCR solution for a wide range of property types including mixed-use and multi-family.
Key Features
- 5-10 Residential Units
- 2-8 Mixed Use Units
- Min Score 700 for 5+ units
- No First Time Home Buyers
- Must have owned investment property for 1 year in last 3 years
- 40-Yr Fixed, 30-Yr Fixed, 15-Yr Fixed, Interest Only Options
Our No Ratio DSCR Program does not require the borrower to meet a minimum Debt Service Coverage Ratio.
Key Features
- Min 660 FICO
- Max 75% LTV
- Min Loan Amt $150K - Max $3M
- Interest Only Options Available
- Foreign Nationals Allowed
Property Types
- Vacant properties
- 1-4 unit properties
- Condos & Townhomes
- Mixed Use
- Rural Properties allowed!
Express DSCR solution with flexible terms for purchase and cash-out refinance.
Key Features
- Loans down to .75 DSCR with 680 min score
- Non-TRID Purchase Money Loan Amounts
- Rate & Term to 80% LTV
- LTV up to $3 Million
Get short-term financing with no prepayment penalties. Perfect for acquiring or leveraging real estate holdings.
Key Features
- Interest-only, 24-month term
- Lower monthly payments
- Available for purchase or cash-out refinance
- Higher LTV than hard money options
- No prepayment penalties
Property Types
- Investor 1-4 (SFR, Condo, and 2-4 Units)
Lower your monthly expenses and avoid balloon payments with an interest-only, long-term, fixed-rate loan.
Key Features
- 30-year fixed rate with no balloons
- Interest-only payments for up to 10 years
- Higher LTVs
- Quick qualification based on property value
Property Types
- Investor 1-4 (SFR, Condo, 2-4 units)
- Multi-family (5+ units)
- Mixed-use
- Commercial (Office, retail, warehouse, self-storage, automotive)
Long-term financing with easy credit qualification. Perfect for investors with derogatory credit issues and high equity.
Key Features
- Great for borrowers with recent bankruptcy/notice of default
- No seasoning of ownership required
- Improved pricing compared to FlexTerm
- Derogatory mortgage history is OK
- Available as 3-year or 30-year fixed term
Property Types
- Investor 1-4 (SFR, Condo, 2-4 Units)
- Multi-Family (5+ Units)
- Mixed-Use
- Commercial
Fast and flexible fix-and-flip loans. Get from Before to After Faster with funding based on ARV.
Key Features
- Allows borrowers to finance improvements
- Great for borrowers who need a quick close
- Interest-only 1-year term
- Higher LTV than hard money lenders
- Up to 90% Loan to Cost (LTC)
Property Types
- Investor 1-4 properties (SFR, Condo and 2-4 Units)
Expand your market reach with loans designed for short-term rental properties.
Key Features
- Purchase, Rate & Term Refi, Cash out
- Max loan amount $3,500,000
- DSCR calculated using Gross Income
- 1-4 family properties and condos permitted
- 85% LTV for Purchase, Rate & Term Refi
Financial solutions for your U.S. assets. No social security number or U.S. credit required.
Key Features
- 30-35% down payment needed
- No documents required outside of LLC/Bank Account
- No Social Security Number needed
- EIN number issued for business
- Realtor assistance available nationwide
Property Types
- Investor 1-4 (SFR, Condo, 2-4 Units)
- Multi-Family (5+ Units)
- Mixed-Use
- Commercial
Flexible financing for new construction projects with draw schedules.
Key Features
- 650+ credit score (680+ if no experience)
- 6 to 8 draws (case by case)
- Up to 70% After Repair Value (ARV)
- Up to 85% Loan to Cost (LTC)
- 12 month term Interest Only